Retiree Medical Rates

Clerical & Technical, Service & Maintenance, and Security Staff - Hired prior to 1/20/2013

2024 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Based on 20 years of service at retirement

Coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $30 $239 $350 $110 - $194
Retiree and Spouse $65 $502 $648 $228 - $529

Based on 10 -19 years of service at retirement

Coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $252 $472 $691 $251 - $318
Retiree and Spouse $530 $992 $1,382 $525 - $766

2024 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Based on 20 years of service at retirement

Coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $0 $58 $0
Retiree and Spouse $0 $115 $0

Based on 10 -19 years of service at retirement

Coverage Tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $54 $116 $58
Retiree and Spouse $107 $233 $116

Clerical & Technical, Service & Maintenance, and Security Staff – Hired 1/20/2013 or later*

2024 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Based on Age 60 or older at retirement
Based on 30 or more years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $30 $239 $350 $110-$194
Retiree and Spouse $65 $502 $648 $228-$529

Based on 25 – 29 years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $141 $356 $520 $181-$256
Retiree and Spouse $297 $747 $1,015 $376-$647

Based on 20 – 24 years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $252 $472 $691 $251-$318
Retiree and Spouse $530 $992 $1,382 $525-$766

Based on 15 – 19 years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $584 $823 $1,203 $463-$505
Retiree and Spouse $1,227 $1,728 $2,484 $970-$1,120

Based on 10 – 14 years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $805 $1,056 $1,545 $604-$629
Retiree and Spouse $1,691 $2,218 $3,218 $1,267-$1,357

Based on less than Age 60 at retirement
Based on 30 or more years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $30 $239 $350 $110-194
Retiree and Spouse $65 $502 $648 $228-529

Based on 25 – 29 years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $362 $589 $862 $322-380
Retiree and Spouse $762 $1,237 $1,750 $673-884

Based on 20 – 24 years of service at retirement

coverage tier Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $584 $823 $1,203 $463-$505
Retiree and Spouse $1,227 $1,728 $2,484 $970-$1,120

2024 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Monthly Rate

Based on 30 or more years of service at retirement

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $0 $58 $0
Retiree and Spouse $0 $116 $0

Based on 25 – 29 years of service at retirement

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $27 $87 $29
Retiree and Spouse $54 $174 $58

Based on 20 – 24 years of service at retirement

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $54 $116 $58
Retiree and Spouse $107 $233 $116

Based on 15 – 19 years of service at retirement

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $134 $204 $145
Retiree and Spouse $268 $408 $290

Based on 10 – 14 years of service at retirement

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $188 $263 $203
Retiree and Spouse $375 $525 $406

* These are estimated rates based on the current terms of Yale’s retiree health plan. When you retire, your monthly retiree contribution rates will be available only from bswift at the time of your retirement and will be determined based on verification of your relevant demographic information and plan terms in effect at that time. Yale reserves the right to amend, modify or terminate its benefits plans in any respect and at any time, including the right to change retiree contribution rates for retiree health plan coverage. ** Actual monthly premiums vary and are based on years of service and salary at the time of retirement.

2024 Dental Rates (must be enrolled in Dental coverage at time of retirement)

COVERAGE tier MONTHLY RATES
Retiree $39
Retiree + 1 $77

Faculty and Managerial & Professional Staff

2024 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Based on 30 years of service at retirement and salary at retirement**

coverage tier Yale Health Aetna Smart Care Aetna Choice Legacy Aetna Choice
Retiree $130 - $217 $110 - $194 $275 - $338 $443 - $586
Retiree & Spouse $321 - $671 $228 - $529 $581 - $892 $874 - $1,353

Based on 20 years of service at retirement and salary at retirement**

coverage tier Yale Health Aetna Smart Care Aetna Choice Legacy Aetna Choice
Retiree $409 - $468 $345 - $401 $597 - $639 $815 - $910
Retiree and Spouse $892 - $1,126 $723 - $923 $1,256 - $1,464 $1,674 - $1,993

Based on 15 years of service at retirement and salary at retirement**

coverage tier Yale Health Aetna Smart Care Aetna Choice Legacy Aetna Choice
Retiree $549 - $593 $463 - $505 $759 - $790 $1,001 - $1,073
Retiree and Spouse $1,178 - $1,353 $970 - $1,120 $1,594 - $1,750 $2,074 - $2,314

2024 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Based on 30 years of service at retirement and salary at retirement*

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $0 $58 $0
Retiree and Spouse $77 - $156 $217 - $296 $99 - $178

Based on 20 years of service at retirement and salary at retirement*

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $75 $157 $97
Retiree and Spouse $218 - $270 $382 - $435 $261 - $314

Based on 15 years of service at retirement and salary at retirement*

coverage tier Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $125 $207 $146
Retiree and Spouse $301 - $340 $465 - $504 $344 - $383

2024 Dental Rates (must be enrolled in dental coverage at time of retirement)

COverage tier MONTHLY RATES
Retiree $59
Retiree +1 $119
Retiree & Family $184

* These are estimated rates based on the current terms of Yale’s retiree health plan. When you retire, your monthly retiree contribution rates will be available only from bswift at the time of your retirement and will be determined based on verification of your relevant demographic information and plan terms in effect at that time. Yale reserves the right to amend, modify or terminate its benefits plans in any respect and at any time, including the right to change retiree contribution rates for retiree health plan coverage.
** Actual monthly premiums vary and are based on years of service and salary at the time of retirement.