Retiree Medical Rates

Clerical & Technical, Service & Maintenance, and Security Staff - Hired prior to 1/20/2013

2024 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Based on 20 years of service at retirement

Coverage Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $30 $239 $350 $110 - $194
Retiree and Spouse $65 $502 $648 $228 - $529

Based on 10-19 years of service at retirement

Coverage Yale Health Aetna Select Legacy Aetna Choice Aetna Smart Care
Retiree $252 $472 $691 $251 - $318
Retiree and Spouse $530 $992 $1,382 $525 - $766

2024 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Based on 20 years of service at retirement

Coverage Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $0 $58 $0
Retiree and Spouce $0 $115 $0

Based on 10-19 years of service at retirement

Coverage Aetna Medicare Choice ESA PPO Aetna Medicare Legacy ESA PPO Aetna Medicare PPO
Retiree $54 $116 $58
Retiree and Spouce $107 $233 $116

Faculty and Managerial & Professional Staff

2024 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Coverage Level

Monthly Rates

Insurance Yale Health Aetna Smart Care Aetna Choice Legacy Aetna Choice

Based on 30 years of service at retirement and salary at retirement**

Retiree

$130-$217

$110-$194

$275-$338

$443-$586

Retiree & Spouse

$321-$671

$228-$529

$581-$892

$874-$1,353

Based on 20 years of service at retirement and salary at retirement**

Retiree

$409-$468

$345-$401

$597-$639

$815-$910

Retiree and Spouse

$892-$1,126

$723-$923

 $1,256-$1,464

 $1,674-$1,993

 

2024 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Coverage Level

Monthly Rates

Insurance

Aetna Medicare Choice ESA PPO

Aetna Medicare Legacy ESA PPO

Aetna Medicare PPO

Based on 30 years of service at retirement and salary at retirement*

Retiree

$0

$58

$0

Retiree and Spouse

$77-$156

$217-$296

$99-$178

Based on 20 years of service at retirement and salary at retirement*

Retiree

$75

$157

$97

Retiree and Spouse

$218-$270

$382-$435

$261-$314

Faculty and Managerial & Professional Staff

2024 Dental Rates (must be enrolled in dental coverage at time of retirement)

COVERAGE LEVEL MONTHLY RATES
Retiree $59
Retiree & Spouse $119
Retiree & Family $184

* These are estimated rates based on the current terms of Yale’s retiree health plan. When you retire, your monthly retiree contribution rates will be available only from bswift at the time of your retirement and will be determined based on verification of your relevant demographic information and plan terms in effect at that time. Yale reserves the right to amend, modify or terminate its benefits plans in any respect and at any time, including the right to change retiree contribution rates for retiree health plan coverage.

** Actual monthly premiums vary and are based on years of service and salary at the time of retirement.