Retiree Medical Rates
Clerical & Technical, Service & Maintenance, and Security Staff
2023 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples
|
Coverage Level |
Monthly Rate |
|||
|---|---|---|---|---|
|
Insurance |
Yale Health |
Aetna Select |
Legacy Aetna Choice |
Aetna Smart Care |
|
Based on 20 years of service at retirement |
||||
|
Retiree |
$26 |
$231 |
$338 |
$103-$183 |
|
Retiree and Spouse |
$56 |
$486 |
$627 |
$216-$499 |
|
Based on 10-19 years of service at retirement |
||||
|
Retiree |
$234 |
$457 |
$669 |
$228-292 |
|
Retiree and Spouse |
$493 |
$960 |
$1,338 |
$478-$705 |
2023 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples
|
Coverage Level |
Monthly Rate |
||
|---|---|---|---|
|
Insurance |
Aetna Medicare Choice ESA PPO |
Aetna Medicare Legacy ESA PPO |
Aetna Medicare PPO |
|
Based on 20 years of service at retirement |
|||
|
Retiree |
$0 |
$85 |
$0 |
|
Retiree and Spouse |
$0 |
$170 |
$0 |
|
Based on 10-19 years of service at retirement |
|||
|
Retiree |
$49 |
$133 |
$53 |
|
Retiree and Spouse |
$98 |
$267 |
$106 |
Faculty and Managerial & Professional Staff
2023 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples
|
Coverage Level |
Monthly Rates |
|||
|---|---|---|---|---|
| Insurance | Yale Health | Aetna Smart Care | Aetna Choice | Legacy Aetna Choice |
|
Based on 30 years of service at retirement and salary at retirement** |
||||
|
Retiree |
$121-$205 |
$103-$183 |
$260-$319 |
$416-$552 |
|
Retiree & Spouse |
$304-$633 |
$216-$499 |
$547-$841 |
$825-$1,276 |
|
Based on 20 years of service at retirement and salary at retirement** |
||||
|
Retiree |
$376-$432 |
$311-$365 |
$553-$592 |
$754-$845 |
|
Retiree and Spouse |
$822-$1,042 |
$653-$842 |
$1,162-$1,358 |
$1,551-$1,852 |
2023 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples
|
Coverage Level |
Monthly Rates |
||
|---|---|---|---|
|
Insurance |
Aetna Medicare Choice ESA PPO |
Aetna Medicare Legacy ESA PPO |
Aetna Medicare PPO |
|
Based on 30 years of service at retirement and salary at retirement* |
|||
|
Retiree |
$0 |
$56 |
$0 |
|
Retiree and Spouse |
$72-$148 |
$210-$287 |
$94-$170 |
|
Based on 20 years of service at retirement and salary at retirement* |
|||
|
Retiree |
$70 |
$152 |
$92 |
|
Retiree and Spouse |
$206-$257 |
$370-$421 |
$249-$300 |
Faculty and Managerial & Professional Staff
2023 Dental Rates (must be enrolled in dental coverage at time of retirement)
| COVERAGE LEVEL | MONTHLY RATES |
|---|---|
| Retiree | $59 |
| Retiree & Spouse | $119 |
| Retiree & Family | $184 |
* These are estimated rates based on the current terms of Yale’s retiree health plan. When you retire, your monthly retiree contribution rates will be available only from bswift at the time of your retirement and will be determined based on verification of your relevant demographic information and plan terms in effect at that time. Yale reserves the right to amend, modify or terminate its benefits plans in any respect and at any time, including the right to change retiree contribution rates for retiree health plan coverage.
** Actual monthly premiums vary and are based on years of service and salary at the time of retirement.