Retiree Medical Rates

Clerical & Technical, Service & Maintenance, and Security Staff

2022 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Coverage Level

Monthly Rate

Insurance

Yale Health

Aetna Select

Legacy Aetna Choice

Aetna Smart Care

Based on 20 years of service at retirement

Retiree

$22

$215

$315

$99-$176

Retiree and Spouse

$43

$452

$583

$197-$470

Based on 10-19 years of service at retirement

Retiree

$208

$425

$622

$217-$279

Retiree and Spouse

$436

$893

$1,244

$446-$665

2022 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Coverage Level

Monthly Rate

Insurance

Aetna Medicare Choice ESA PPO

Aetna Medicare Legacy ESA PPO

Aetna Medicare PPO

Based on 20 years of service at retirement

Retiree

$

$82

$0

Retiree and Spouse

$0

$164

$0

Based on 10-19 years of service at retirement

Retiree

$47

$132

$54

Retiree and Spouse

$94

$264

$108

Faculty and Managerial & Professional Staff

2022 Pre-65 Plans (Yale Health and Aetna plans) Monthly Contribution Examples

Coverage Level

Monthly Rates

Insurance Yale Health Aetna Smart Care Aetna Choice Legacy Aetna Choice

Based on 30 years of service at retirement and salary at retirement**

Retiree

$117-$197

$99-$176

$245-$301

$391-$520

Retiree & Spouse

$283-$598

$197-$470

$507-$783

$770-$1,193

Based on 20 years of service at retirement and salary at retirement**

Retiree

$351-$405

$296-$348

$503-$540

$686-$773

Retiree and Spouse

$763-$973

$613-$795

 $1,050-$1,235 

 $1,408-$1,690

 

2022 Post-65 Plans (Aetna Medicare plans) Monthly Contribution Examples

Coverage Level

Monthly Rates

Insurance

Aetna Medicare Choice ESA PPO

Aetna Medicare Legacy ESA PPO

Aetna Medicare PPO

Based on 30 years of service at retirement and salary at retirement*

Retiree

$0

$53

$0

Retiree and Spouse

$65-$137

$200-$273

$86-$159

Based on 20 years of service at retirement and salary at retirement*

Retiree

$63

$145

$85

Retiree and Spouse

$188-$236

$352-$400

$231-$280

* These are estimated rates based on the current terms of Yale’s retiree health plan. When you retire, your monthly retiree contribution rates will be available only from bswift at the time of your retirement and will be determined based on verification of your relevant demographic information and plan terms in effect at that time. Yale reserves the right to amend, modify or terminate its benefits plans in any respect and at any time, including the right to change retiree contribution rates for retiree health plan coverage.

** Actual monthly premiums vary and are based on years of service and salary at the time of retirement.