All staff who can work at home should continue to do so. Only with an explicit request from a supervisor should a staff member return to campus. For more information, review COVID-19 Workplace Guidance.
Disability – Managerial and Professional
Short-Term disability plan
Eligibility
Eligible participants are regular employees who are scheduled to work at least 20 hours per week. Eligible employees are automatically enrolled in the Short-Term Disability Plan at no cost to the individual.
Benefit
The Short-Term Disability (STD) plan, in conjunction with Sick Pay, provides M&P staff with salary protection for up to 26 weeks for extended absence due to a non-work related illness or disability. The plan is applied per disability.
Short-Term Disability will start after the one-week waiting period (Week 1) and after the staff member uses the prerequisite number of sick days (see table below) or Paid Time Off (PTO). Depending on a staff member’s available sick days, Short-Term Disability will start as early as Week 2 and no later than Week 9 of an eligible disability.
During Weeks 2 – 8, Short-Term Disability provides 100% salary coverage, and during Weeks 9 – 26, 60% salary coverage.
If you are planning to take a leave related to Pregnancy and/or Child Rearing, please visit the Absence Management website for more information.
How short-term disability works for extended absences (all leaves for one’s own health, including Maternity Leaves)
The following chart assumes the staff member works a standard 5-day work week:
|
Week 1 |
Sick days or paid time off (PTO), if no sick days are available, can be used to cover the 1 week waiting period. |
|---|---|
|
Week 2 - 8 |
100% Short-Term Disability salary coverage starts when staff have 1 week of sick accruals remaining. Based off a standard work week, this would be when the staff member has five (5) or fewer sick days available. Please review the following examples to determine when Short-Term Disability would begin:
|
|
Week 9 - 26 |
60% Short-Term Disability coverage regardless of available sick days |
|
Week 27 and beyond |
Apply for Long-Term Disability - |
Application process
View instructions on filing a Short-Term Disability by telephone.
Supplemental coverage
You may increase your disability pay above 60% during Weeks 9 – 26 of Short Term Disability by supplementing the coverage with your own accruals to make up for the 40% no covered by the plan.
Example: If you are full-time at 7.5 hours per day and receive 60% Short-Term Disability, you can use three (3) hours (40% of 7.5 hours) of PTO per day absent to supplement the partial salary coverage from Short-Term Disability; adding both PTO and Short-Term Disability will bring you to 100% salary coverage.
Long-Term disability plan
Eligibility
Eligible participants are regular employees who are scheduled to work at least 20 hours per week.
Eligible employees are automatically enrolled in the Long-Term Disability Base Plan at no cost to employees on base salaries up to $150,000.
Benefit
Under the Base Plan on the first of the month following 180 days (6-month elimination period) of total disability resulting in lost earned income of 20% or more, staff are entitled to receive 60% of their base monthly earnings to a maximum of $7,500 minus any other payments received, such as Worker’s Compensation or Social Security disability payments.
Staff participating in Supplemental Disability Coverage (see below) have an additional maximum of $12,500 of coverage. The monthly benefit will not be less than $100.
Supplemental coverage
Faculty and staff with base annual salary levels between $150,000 and $400,000 may purchase supplemental disability coverage on a payroll deduction basis. The maximum monthly benefit is $20,000 ($7,500 of base benefit plus $12,500 of supplemental coverage). Enrollment is automatic when first eligible without evidence of insurability (with ability to opt out anytime).
The insurance carrier for this coverage is The Standard Insurance Company.
Application process
View instructions on filing a Long-Term Disability claim by telephone.
Applications made after 60 days from date of hire or eligibility will require proof of insurability and approval by the carrier.